It’s a good question. However, there is no one-size-fit-all answer to the question when to file a personal injury lawsuit. To put it one way, anytime you have suffered injuries due to someone else’s negligence and you are at risk of not receiving adequate compensation, it is likely you will need to sue in order to be properly compensated.
What Is Adequate Compensation?
This is the really difficult question. For an insurer defending a claim, it is as little as possible. For you, the injured party, it should be enough to make you “whole.” Because everyone’s injuries are likely to be different, what it takes to make you whole will also be different.
One reason you want to speak with a personal injury attorney before you accept any offer of settlement for an injury deals with the unknown. For most people, the entire process from the injury to the medical treatment to the effort to obtain compensation from an insurer, is a journey without maps.
This places you at a tremendous disadvantage. You are the person with the most at stake, your future health, your ability to work and enjoy life may be in question.
Yet, you are the least experienced person at the table. The insurers and their lawyers have dealt with dozens of cases like yours. For you, it’s your first time for everything.
The Experience You Need
Our attorneys have decades of experience with these cases. They understand the inner workings of how large, corporate insurers operate and calculate what they will pay injured parties. They know the requirements and filing deadlines of Missouri personal injury law. They understand court procedure and the types of evidence necessary to prove your case to a judge or jury.